Five Small Financial Goals To Make In 2020

They are many financial goals that you could have, but these small financial goals will set you up for a great start in 2020

Unfortunately, most people break one of their New Year Resolution by January 15th. There are many reasons why this happens.  People set unattainable expectations when they set those resolutions.  Also,  they don't make a plan on how they are going to achieve them.  They don't have a deadline, making the goal too far in the future. And they are not specific on the resolutions.  

This is why, I don't make resolutions, but set goals.  I also, add or adjust the goals based on what I want to accomplish, and create a plan, and set a deadline on how and by when I am going to attain the goal.  

One of the most important goals that you sure carefully set is financial goals.  Why? Because this will affect the rest of the goals, and will highly affect your future. 

Therefore, here are 5 financial goals that you...

Continue Reading...

How Procrastination is Killing America’s Finances? How You Can Avoid Procrastination?

How to avoid financial procrastination?

One of the ways to show that you have control of your life is by paying ALL of your bills on time. Also, when you fix your finances, you will fix your life. Putting your bills in automation, and knowing exactly when they are going to be paid, will reduce stress, avoid late fees, and penalties, save you money, and above all, enable you to have more options. 

10 Ways to Avoid Financial Procrastination

Sign up for auto-pay. Most of your regular recurring bills – utilities, mortgage, car loan, etc. – provide you with the option of having the amount you owe automatically deducted from a designated bank account. Make it easy by making it automatic. 

When you make it automatic, you avoid paying your bills last minute. You might think that you will have more control over your money if you manage when you pay your bills. But do not fall into that trap!  You will have more power when you make it automatic. 

This also...

Continue Reading...

How Much Money Should I Put Aside For My Future Self?

So let me tell you that I have some news.  I am writing my next book, and as I write, so many ideas come up that I just had to stop and write this blog. 

I cannot stress enough on putting money aside for the future YOU. Unfortunately, and I have fallen into this pattern too in the past, we leave this for later or another day.  

Today, I am going to give you a few ideas on what to do, so you can set money aside and set yourself for financial independence. 

Let's get real...what matters is NOT how much you make, but how much you spend and on what.  

When you take a look at your income and then take a look at your lifestyle, are you wishing for a different lifestyle?  

If you are, then you have to watch what you are spending your money on, maybe spend a little less instead, and pay yourself first.  The other option to get a different lifestyle is to make more money, and put that additional money on...you got it, paying yourself first. 

The...

Continue Reading...
Close

50% Complete

Awesome! 

Just fill out your information below and I will take care of the rest...