Financial Fitness and Wellness | Blog - by SARA CHEVERE

6 Painless Ways to Kick-start Your Budgeting Routine

You’ve been a hard earner all your life but when you check up on your savings, your heart skips a beat.

Where did all the money go?

Sound like something you say often? You are probably one of the large numbers of Americans that have poor budgeting habits.

According to Gallup, only 30% of US households have a long-term financial plan. 

It doesn’t matter how much money you are earning; the real indicator of freedom is the purchasing power you have based on your savings at any point in time. For steady savings, you need a killer budgeting routine to keep you on track. A detailed budget will steer you clear from large debts, boost your credit rating, and help you cover for emergencies when they come!

Don’t worry if you don’t have a clear budget yet. So many like you have missed out on the right financial advice all these years.

Here are 6 no-brainer ways to help you build your way straight from a money mess into pro financial management mode.

1. Refresh...

Continue Reading...

What Is The Purpose Of A Budget?

If you are wondering why do you need to create a budget, I am going to tell you right now.  

No matter if you like it or hate it, having a budget can help you improve your finances immediately. 

The ultimate goal of a budget is to get you to the point that you will be able to spend intentionally on the things that are most important to you. This is the first step to financial freedom, even though it sounds like it is not. 

Budgets should be temporary because they will tighten your spendings for a bit, so you can get your life back on track if you have derailed from it or have lost touch with your financial reality. 

Why?  

  • First, because you will eliminate the guilt on how your money is spent. 
  • Second, because if you create a budget and decide where your money is going to go, you will feel in control and empowered.  
  • Third, because you know that you will have money every time to either put aside or to be able to achieve your bigger...
Continue Reading...
Close

50% Complete

Awesome! 

Just fill out your information below and I will take care of the rest...