Financial Fitness and Wellness | Blog - by SARA CHEVERE

Planning out female-owned businesses in 2021: What you need to know?

According to a survey, women own four out of ten businesses in the United States. This number has increased by 114% during the last twenty years. We've seen some incredible women entrepreneurs that have run great businesses and made sure they were financially sound throughout their journeys. 

However, many have faced quite a few challenges in their entrepreneurial experiences as women, especially during Covid-19. In one of its latest studies, the U.S. Chamber of Commerce has revealed that women-owned businesses have suffered much during the pandemic in such a way that the overall health has deteriorated from 60 to 47% in July 2020. Lack of funds and saturation in the market has resulted in an economic crisis in the current scenario.

My mission is to make sure you recover from these setbacks as soon as possible and have all the necessary information to kick off a remarkable year!

While planning to start a business in 2021, women require proper planning and management, and here's...

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Want To Build Smart Spending Habits? Here Are 4 No-fail Ways To Get Started.

The changing dynamics of the world might have led Americans to change many things, but saving habits is not one of them. According to the Atlantic, nearly half of the US citizens do not even have $400 in their accounts as a reserve in emergencies. These statistics are bleak and point to a grave financial situation that we all find ourselves in. Saving rates in many of the developing economies of the world, including Australia, New Zealand, Japan, and European countries, have been increasing steadily. However, America is not one of them. 

The Covid-19 pandemic locked most of the Americans in their homes, and with traveling, dining out, and other activities outside their families came to a static halt, it appeared that we were saving more. The savings aggregate improved for a few months. Still, while talking to CNBC, financial experts reported that the current trend might have significantly less or no lasting effects on Americans’ saving habits. 

Our poor saving habits...

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