You’ve been a hard earner all your life but when you check up on your savings, your heart skips a beat.
Where did all the money go?
Sound like something you say often? You are probably one of the large numbers of Americans that have poor budgeting habits.
According to Gallup, only 30% of US households have a long-term financial plan.
It doesn’t matter how much money you are earning; the real indicator of freedom is the purchasing power you have based on your savings at any point in time. For steady savings, you need a killer budgeting routine to keep you on track. A detailed budget will steer you clear from large debts, boost your credit rating, and help you cover for emergencies when they come!
Don’t worry if you don’t have a clear budget yet. So many like you have missed out on the right financial advice all these years.
Here are 6 no-brainer ways to help you build your way straight from a money mess into pro financial management mode.
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