Money problems are never about money.
It is about how we look at money. Money is a tool, and we control that tool, not the other way around.
I am not a millionaire yet! However, I am definitely on my way. I am sure that I will be one.
Have you heard the phrase success leaves clues? Well, I get to hang out with millionaires and multi-millionaires at all time.
I am so honored to be surrounded with them and above all that they are willing to coach me and mentor me.
So I have had the opportunity to observe what they do and how they do it, but above all the way they think.
I want to share with you what I have observed and has worked for me, allowing me to grow and achieve my goals.
However, first, one thing I know it is sure... I am a millionaire! I see it, and I know I am close to achieving it, and in the meantime, I am enjoying the journey to help others make it too.
Here are five things that I have observed that have gotten there:
I want to share with you a straightforward process to manifest and attract anything you want in your life, especially money.
It is such a simple process that most times we take them for granted. But it works for me and works for a lot of people. So I dare you to try it!
Start with an amount that is a little stretch but at the same time something that is realistic to achieve.
For example: If you are making 5,000 dollars a month, you probably might want to ask for 7,000 to 10,000 dollars.
So you can either increase a little what you want or double what you are already making. You can use this formula for any amount of money. (ex: $100,000 to $1,000,000)
September is life insurance awareness month and I want to share with you 7 reasons why it is so important to have life Insurance.
Now, I have to tell you that there are many forms of life Insurance and not all of them necessarily will apply to you. It is not a one size fits all.
If it is prepared correctly based on your specific needs, you can get huge benefits from it, including the ones below.
Here are the reasons everybody should have life insurance:
Are colleges going to exist 10 years from now? Maybe, maybe not, but for sure they are not going to be anything like they are right now.
A lot of our children might not go to college like we did.
Colleges might not exist in 10 years from now.
The return on investments for colleges and for students are not what they were before.
At least 71% of students graduating from college has student loans of at least 30k. And this is only for a graduate degree.
Most students are not getting a good college education but only a good name.
What $1,000 was to cover for books before, now it is to cover 1 class.
Costs of schools are getting out of control.
A data collected from over 1000 students that were going to college showed that at least 45% didn't demonstrate any type of improvement in learning over the first two years and 40% over the four year period.
Among the reasons is that many of them didn't study at all. The average only...
Who do you think is responsible for teaching your kids about money?
It is funny that as parents we teach our kids a lot of skills, but we fail to show them something as essential as managing money.
Today I am going to share with you three things that you can do to help your kids understand the concepts of Money.
Children start deciding about money as early as three years old. If you don’t think so, ask yourself, who chose the cereal or the juice at the grocery store.
Typically, I suggest to give them a week allowance base on their age.
If your child is 7, then $7, 6, $6, 5, $5 and so forth.
This will give them a sense of reality and teach them good habits for then on.
Have you ever asked your kids where do they think Money come from?
Believe it or not, your kids start to make financial decisions at a very early year, even 3 years old.
If you are not sure about this, ask yourself, who chose the cereal and juices in the Household? Where do they choose to buy it? At the grocery store, right? They are pointing out what they want.
Most kids don’t understand where the money is coming from, but they assume that all they need to do is ask and it is given.
If you want your kids to learn the correct concepts about money from a very early age, then they need to be clear about where the money is coming from.
You can also give them tasks so they understand that money is an exchange of value.
Teaching them to have their own business at an early age will also teach them the path of entrepreneurship.
Have them read kids books about money.
When you start teaching your kids numbers and how to count, instead of paper or marbles, teach...
Most people don’t have a Will, even though it is so easy to do and so important, they don't even know how to go about having one.
The good news is, it is never late to make a Will, and it is also pretty affordable.
Check out your options on this link... WHAT ARE MY OPTIONS?
The bad news is, if you never write your own will, to your surprise, you already have one. YES, we all have a Will already.
About two-thirds of Americans don’t have a written Will. A Will is something that they put off or have not gone around it yet. The process for dividing your assets will vary dramatically state by state.
A Will has been written for you, and you will not like it. Each state has some stipulations and guidelines in case you passed. The state will decide who will get your assets and who will take what and that is including your living assets like your kids and pets.
Sometimes if there is nothing written, that might not be the case.
Perhaps you might think that if you die,...
Do you know anyone that is house rich and cash poor?
Most people are just paying their mortgage and that’s it. They are not contributing to their retirement plan, they have no savings, no emergency fund. They cannot go on vacation unless they get into debt.
Why? Because they bought a home that is too expensive for their personal situation. In other words, they bought a house that the couldn’t afford.
Here are some of the reasons people are trying to pay off their mortgage.
You should not be paying off your mortgage as fast as possible, making extra payments, or getting in shorter terms, or be participating in a bi-weekly plan.
Why? Because the goal in life should be to create wealth.
Why carry the long-term mortgage? The only answer is liquidity and wealth.
Paying off that debt will not necessarily give you wealth. At this moment, your home is increasing in value on its own.
This is why the longer the term, the lower the payment...
Credit is a great financial too if it is used the right way.
There are a lot of benefits when we use credit cards. Credit cards are the best way to create a financial history. When you have a credit history, it allows you to borrow money and acquired certain things that otherwise, it will take you years. For example, a car, or a house.
It also allows you to rent a car, or a home, get a cell phone, getting insurance, your utilities, and sometimes even a job!
Credit cards can also protect you from robbers or fraudulent purchases.
Another benefit is that you can track your spending as long as you open your statements and take a look at them every month.
Some people use their credit cards as an emergency fund. It is not ideal, but I understand because sometimes putting aside 6 months of emergency funds takes time. Having it available on the credit cards, makes it convenient.
Credit cards also offer other benefits,...
Since we are little we have been imposed to get an education, then get a job, fill our lives with depreciating things and then retire and die.
However, at some point, we realized that is not financial freedom. That is not what we had in mind when it comes to time freedom either.
What is Financial Freedom?
Everybody has their own definition of what financial freedom is for them. But in the end, it comes down to the same thing. We want the opportunity to keep the lifestyle we desire without worrying about how and where the money is coming from.
How can I reach Financial Freedom?
Today, I am going to show you 7 steps that you can take immediately, that will help you to achieve financial freedom. No one said that it is easy, but it is possible.
Here are the 7 Steps To Financial Freedom:
Just fill out your information below and I will take care of the rest...