Did the thought of your debt keep you up all night?
Did you wake up feeling stressed today?
Let me know if this is true…
You want to pay off debt, but something comes up, and you’re head over heels in debt.
You realize that debt is the worst poverty, but you don't know the way out of it.
You feel your credit card is putting you behind financially
You feel ashamed, guilty, worried, frustrated, and uncomfortable thinking about your retirement
Let me tell you…you’re not ALONE…it happens with all of us.
According to creditcards.com, an average American credit card debt is about $15,950, while 39% of Americans' debt goes up with each passing month. A study reveals that, on average, a single household in America carries a credit card debt of about $8398. In a broader aspect, debt is not just limited to credit card debt, but it also includes mortgage, student loan, personal loan, and auto loan. A Federal Reserve Board survey shows that, on average, an...
According to The Conversation, nearly half of the Americans believe in their intuition to know what's true. But what do the rest half of the people follow? The answer is “there could be many of the underlying emotions influencing one’s decision power." These underlying emotions sometimes appear as manifested beliefs based on past experiences, or sometimes they appear as the fear, or sometimes they appear as the voice in your head. All these emotions come under the tag of your "Ego."
Has it ever happened to you when you’re about to make a new move, take a tough decision, or faced with something unusual? You're advised to “believe in your instincts, or move with your gut?" Everyone's been there at least once in a lifetime. You might have been repeatedly told to listen to your inner voice, but, in reality, it's surprisingly complex because your inner voice is not always your intuition. Often it is your mind and ego speaking to you, and following them blindly...
“Some women choose to follow men, and some women choose to follow their dreams. If you're wondering which way to go, remember that your career will never wake up and tell you that it doesn't love you anymore.” Lady Gaga
Recognize your fears and do it anyway.
You understand that having resistance is a way to stop you from achieving a breakthrough. That resistance comes from fear, and therefore we need to approach it as just that, Fantasized Experiences Appearing Real. They are not real, therefore just do it. Another side of resistance is our ego, resistance to becoming vulnerable. If you feel overwhelmed, anxious, or any negative emotions about doing something that you need to do, that is a way resistance manifest. Remember that anything that is coming to you as negative, is not real.
Willingness to explore and welcome changes and opportunities.
If there is something that never changes, is changed. Therefore, we need to learn how...
Have you ever come across a situation where your fear and anxiety preclude you from taking up a new project or any decision that might put you in a good position? Did you ever find yourself among the chaos of past experiences limiting your potential?
Is it Intuition Or Fear?
According to a survey, about 39% of people surveyed would not pursue their dream job out of their fear, while 14% accepted that their fear negatively affected their careers. This is something that limits your chances to attract more of the positive things in life.
Often, what we feel is not valid. For example, you receive a project that you have been longing for long, and you know that it would open doors of growth for you, but suddenly, you get uncomfortable feelings about it that stop you from taking it up. So, you see, your fear and anxiety keep you away from what you believe could benefit you and this self-sabotaging behavior keeps you stuck with your money.
A common question that might pop in such...
Have you been thinking about becoming more financially stable in the new year? Was 2020 a setback for you in terms of money matters?
According to a survey, 49% of Americans live paycheck to paycheck, and 53% of people do not even have an emergency fund to cover their expenses! If you're one of those who can't seem to save their cash no matter what and are still struggling to set up a savings account, this article is for you.
Before we dive into strategies that will give you the ability to build a stable financial position, it is essential to understand the importance of money's right mindset. A money mindset is a set of unique plans and attitudes regarding your income and how you spend it. It's a way of thinking that influences essential decisions such as the amount of money you should pay, save, invest, or donate over a given period.
To have a healthy money mindset, it is essential to feel confident and optimistic about your purchases. It also helps you develop positive vibes even...
Experts agree that the solution to solidify a relationship is by being honest about talking about finances with your partner.
According to a TD Ameritrade study, 41% of divorced Gen Xers and 29% of Boomers say they ended their marriage due to disagreements about money.
However, knowing about where you stand as a couple when it comes to money and finances and what you can accomplish together is a recipe for success in a relationship. It builds trust and a sense of togetherness.
Of course, things would be a lot easier if these conversations were made before getting married and then continued during the marriage.
Here are the reasons most couples stop talking about money:
According to a survey, women own four out of ten businesses in the United States. This number has increased by 114% during the last twenty years. We've seen some incredible women entrepreneurs that have run great businesses and made sure they were financially sound throughout their journeys.
However, many have faced quite a few challenges in their entrepreneurial experiences as women, especially during Covid-19. In one of its latest studies, the U.S. Chamber of Commerce has revealed that women-owned businesses have suffered much during the pandemic in such a way that the overall health has deteriorated from 60 to 47% in July 2020. Lack of funds and saturation in the market has resulted in an economic crisis in the current scenario.
My mission is to make sure you recover from these setbacks as soon as possible and have all the necessary information to kick off a remarkable year!
While planning to start a business in 2021, women require proper planning and management, and here's...
Women are one of the most critical business drivers in today's global economy. They represent half of all international business graduates, comprise a large part of the work-force, and formulate 1/3rd of the total percentage of entrepreneurs worldwide.
Today, we are proud to see women who have committed to diversified roles in all professions worldwide. Their ability to be efficient managers has pushed them to explore new paths and reach new heights.
At the same time, however, women are not as financially literate as their male counterparts. They are often under the impression that financial matters are better-taken care of by men or that they have to rely on a family member for financial management support.
Independent research conducted to look at women's financial literacy projected that women were more likely to fail at a financial literacy quiz than their male peers. The data suggests the low ability of women to decipher the terms involving in-depth financial...
The changing dynamics of the world might have led Americans to change many things, but saving habits is not one of them. According to the Atlantic, nearly half of the US citizens do not even have $400 in their accounts as a reserve in emergencies. These statistics are bleak and point to a grave financial situation that we all find ourselves in. Saving rates in many of the developing economies of the world, including Australia, New Zealand, Japan, and European countries, have been increasing steadily. However, America is not one of them.
The Covid-19 pandemic locked most of the Americans in their homes, and with traveling, dining out, and other activities outside their families came to a static halt, it appeared that we were saving more. The savings aggregate improved for a few months. Still, while talking to CNBC, financial experts reported that the current trend might have significantly less or no lasting effects on Americans’ saving habits.
Our poor saving habits...
Enneagram has become quite a buzzword these days. We hear social influencers talking about it and raving about what it can do for your personality. Enneagram is also being used very frequently by people to understand what motivates you to do something in your life.
Many financial analysts are now starting to vouch for its ability to help people understand their subconscious mind and deal with conscious money matters. Based on how well you know yourself, you will be in a much-informed position to decide the budget, planning, and saving. Eventually, you can build a stronger relationship with money, and maybe even become richer!
What can Enneagram do for you, and how it can help your financial outlook? Find out here:
Enneagram: A reflection of your personality
Enneagram is a tool that helps you identify your personality type and understand how you emotionally connect to the world outside of you. This personality typing system reiterates that there are nine kinds of people...
Just fill out your information below and I will take care of the rest...