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7 things I stopped doing during the pandemic

I was thinking about you today, and I am imagining that due to everything that is happening right now, you might start feeling the financial pressure.

 A lot of people have lost their jobs or temporarily not working. Others, their income has been reduced. However, others are striving, their income is going up, and they are helping a ton of people.  

 Maybe you have been affected directly or indirectly. But I want to share with you a few things that I stop doing to help me strive financially during these tough times. 

First, I stopped watching the news on T.V., and here is why. It is essential to stay informed; however, viewing the report on the television has proven over and over to lower your vibrational state.  

Having a low vibration, especially after watching the constant negative news, is going to impact negatively everything else you do, as this state will last much longer than the time you spend on the T.V.  

I have opted to...

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Is Life Insurance an Expense?

A lot of times, we see this as a bill, and we might start thinking about all the other things that we could be doing with that money. Or we rather avoid altogether by not getting one. But is having life insurance an expense?

When you buy life insurance, you might feel that it is a burden and an expense. And therefore, we see it as something negative instead of something positive. A lot of times, we associate negative emotions with life insurance. Perhaps it is because it makes us think about death instead of life.  

However, it is a matter of the perception that we have about it.  It might feel like an expense because you do not see immediate benefits. 

But life insurance is peace of mind policy.  These days, it is not just to protect your loved ones if you pass away, but also to protect you if something unexpected happens and you are still alive. 

Also, many life insurances are a great tool to increase your wealth and to use as income in the...

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7 Strategies To Start Growing Your Assets

It’s been said that to become a millionaire, you need at least seven streams of income.  Now, you don’t create all at the same time.  Focus on one at a time, and once that one is working, then work on the next one.  

We all want to create sexy assets, but for us to succeed at building those assets, there is an underlying problem that we need to resolve. We have to work on our perspective on money and finances.  

Here are 7 strategies that will help you grow your assets:

  1. Mindset- Money problems are mindset problems; there is a disconnect between our mindset and our bank accounts. Money problems are not necessarily more money sometimes is also where are our priorities at this time, is it in the instant gratification?  I always say delay gratification and embrace anticipation. 

  2. Create a spending plan- a spending plan is not just a budget, this is not what we are here about, we are here to be intentional about where we put our...
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10 Things To Do While Staying Safe At Home

I have created a list of things you can do while staying safe at home. I know that you could binge-watch your favorite TV shows. But what if you can do something even more significant and meaningful? What if what is going on is not happening to you, but it is happening for you? 

In the midst of what is going on right now, and having to stay safe at home, we have an excellent opportunity to do things that we wanted to tackle for a while. Or even to create a Plan B when things like this happen again in the future. Or maybe it has been your dream for some time to start a new venture. How do you want to come out of this experience? 

Here are 10 things that you can do that can drastically change your life for the better. 

  1. Create a Gratitude List: Be thankful you are alive; you are healthy as well as your loved ones. Can you think of ten things that you are grateful for? Write them down. 
  2. Reorganize and Declutter: Need to do Spring Cleaning? Or do you have piles of...
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Celebrating International Women's Day

We are celebrating how far we have come! Happy International Women's Day!

It is my mission to inspire women to see that they are capable of making history.

As women, we learn differently than men, and also we have different challenges too.

We can take a more active role in the world. But there are a few things that we need to do to achieve that. Today I am going to go over a few things that we can do to be intentional about it.

It starts with Us
Do you want your dream lifestyle to reach the Bank? Then it starts with you. Be honest about your money habits, your money mindset, and your behaviors. When we transform our relationship with money, we show up differently in business.

We show up more powerfully and with more confidence in the marketplace. We know our worth, and we will fight for it if necessary.

Let's talk about money
Can you believe that over 60% of women rather talk about death than talking about money? Money shouldn't be taboo. It is time to talk about money with your...

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The 5 Loves Languages of Money

It is usual for couples to have disagreements. No matter how much they could love each other, they came from different backgrounds, and they were raised in different environments.

Our parents transferred to us their values, and our teachers taught us what they knew. But most probably didn't teach about money and finances.

We all have had different experiences with money.

According to Money Magazine, 70% of married couples argue about money, more than sex, chores, time spent together, dinner, and snoring.

These things didn't start after the marriage, but even before the couples met.

This is why we should learn the 5 love languages of money.

Here they are:

Words of affirmation - what you send out to the universe will come back to you. Whatever you are saying about money affirms your true desires. So be careful about what you are saying about money in your daily life. Understand the power of words.

Quality time- You should spend some time at least once a month, preferably once a week,...

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Five Small Financial Goals To Make In 2020

They are many financial goals that you could have, but these small financial goals will set you up for a great start in 2020

Unfortunately, most people break one of their New Year Resolution by January 15th. There are many reasons why this happens.  People set unattainable expectations when they set those resolutions.  Also,  they don't make a plan on how they are going to achieve them.  They don't have a deadline, making the goal too far in the future. And they are not specific on the resolutions.  

This is why, I don't make resolutions, but set goals.  I also, add or adjust the goals based on what I want to accomplish, and create a plan, and set a deadline on how and by when I am going to attain the goal.  

One of the most important goals that you sure carefully set is financial goals.  Why? Because this will affect the rest of the goals, and will highly affect your future. 

Therefore, here are 5 financial goals that you...

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How Procrastination is Killing America’s Finances? How You Can Avoid Procrastination?

How to avoid financial procrastination?

One of the ways to show that you have control of your life is by paying ALL of your bills on time. Also, when you fix your finances, you will fix your life. Putting your bills in automation, and knowing exactly when they are going to be paid, will reduce stress, avoid late fees, and penalties, save you money, and above all, enable you to have more options. 

10 Ways to Avoid Financial Procrastination

Sign up for auto-pay. Most of your regular recurring bills – utilities, mortgage, car loan, etc. – provide you with the option of having the amount you owe automatically deducted from a designated bank account. Make it easy by making it automatic. 

When you make it automatic, you avoid paying your bills last minute. You might think that you will have more control over your money if you manage when you pay your bills. But do not fall into that trap!  You will have more power when you make it automatic. 

This also...

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Do you have any financial regrets in your life?

Do you have any financial regrets in your life?

At some point in our lives, we feel financial regrets.  Maybe it was something we bought when we shouldn't have one.  Perhaps it is something we should have done, and we didn't.  How about a wrong business decision by you or someone else?

There are a lot of things that we could regret.  

Here are some of my financial regrets...

  1. I cashed out my 401k three times.
  2. I maxed out my credit cards.
  3. I was investing over 100k in potential businesses and lost it all.
  4. I spent all I have saved on stuff and fun.
  5. I didn't start saving for my retirement early enough.
  6. I spent my money in a Real Estate Course instead of using that money for a downpayment. 

Do any of these resonate with you? 

We all have financial regrets at some point or another.  We all have made financial mistakes that we wished we can take back. However, instead of focusing on the disappointment, or the blame, or feeling sorry for...

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How Much Money Should I Put Aside For My Future Self?

So let me tell you that I have some news.  I am writing my next book, and as I write, so many ideas come up that I just had to stop and write this blog. 

I cannot stress enough on putting money aside for the future YOU. Unfortunately, and I have fallen into this pattern too in the past, we leave this for later or another day.  

Today, I am going to give you a few ideas on what to do, so you can set money aside and set yourself for financial independence. 

Let's get real...what matters is NOT how much you make, but how much you spend and on what.  

When you take a look at your income and then take a look at your lifestyle, are you wishing for a different lifestyle?  

If you are, then you have to watch what you are spending your money on, maybe spend a little less instead, and pay yourself first.  The other option to get a different lifestyle is to make more money, and put that additional money on...you got it, paying yourself first. 

The...

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